Each Equifax Default has a current status. The short codes listed below will show in the Service Log accessible via the Audit Search.
This table lists the codes and descriptions used to indicate the different statuses that may apply to a Consumer Default held on the Equifax NZ Bureau database.
| Code | Description | Short Description |
|---|---|---|
| 01 | WRITTEN OFF | W/OFF |
| 02 | REPOSSESSION | REPO |
| 03 | GONE NO ADDRESS | GNA |
| 04 | PROPERTY LAW ACT NOTICE | PLAN |
| 05 | COLLECTION DEPT/AGENCY | COLLECT |
| 06 | PAID | PAID |
| 07 | PAYING BY INSTALLMENTS | PAYING |
| 08 | DISHONOURED CHEQUE | DIS. |
| 09 | OVERDRAWN ACCOUNT | OVER |
| 10 | PAYMENT DEFAULT | DFLT |
| 11 | VOLUNTARY REPOSSESION | VOL. |
| 12 | SETTLED | STLLD |
| 13 | BANKRUPT | BKRPT |
| 14 | DEED OF COMPROMISE | DOC |
| 15 | SCHEME OF ARRANGEMENT | SOA |
| 16 | FRAUD | FRAUD |
| 17 | SUMMARY INSTAL ORDER | SIO |
| 18 | SERIOUS CREDIT INFRINGEMENT | SCI |
| 19 | NO ASSET PROCEDURE | NAP |