Principal/Interest Breakdown

Adjust the balances as required, by entering a value in the middle column (+ or -), or by entering a new value in the column on the right. Either method will automatically update the other column.

The read-only balance column on the left displays the original balances, and will not change.

Principal NIB

The Principal NIB (Non-Interest Bearing) balance is made up of transactions that are declared as Principal but do not attract interest, less any payments made. See here for details about element types.

Principal

The Principal balance is made up of transactions that are declared as Principal and attract interest, less any payments made. See here for details about element types.

Interest

The Interest balance is the interest charged transactions that have not been paid by repayments.

Fee NIB

The Fee NIB (Non-Interest Bearing) balance is made up of transactions declared as Fees that do not attract any interest, less any payments made. Fees NIB are the first to be paid by any payments,

Fee

The Fee balance is transactions that are declared as Fees and attract interest, less repayments made. Fee transactions are the second transactions to be paid by any repayments.

Balance

Displays the current balance. When changes have been made, the centre column should total $0.00 and the two outside columns should balance with each other.

Overdue

Adjust the Overdue balance using the +/- to increase or decrease by an amount, or set the Overdue balance by entering a new value in the Update to field.

Contractual Overdue

Adjust the Contractual Overdue balance using the +/- to increase or decrease by an amount, or set the Overdue balance by entering a new value in the Update to field.