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ComparisonRateType Read-Only |
Returns New Zealand Rate of Charge. |
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ComparisonRateTypeDateCommenced Read-Only |
Returns the date the 'Rate of Charge' Comparison Rate came into effect. |
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DateAsAt |
The date the Regulations should be applied. This is typically the date the Loan was opened. |
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DateCommenced Read-Only |
Returns the date High-Cost Consumer Credit Contracts commenced, i.e. came into effect. |
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DateFrom Read-Only |
Returns the date this set of High-Cost Consumer Credit Contract characteristics are applicable from. |
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DateTo Read-Only |
Returns the date this set of High-Cost Consumer Credit Contract characteristics are applicable to, or Nothing if there is no end date. |
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Description Read-Only |
A description of the Consumer Regulation. |
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IsApplicable Read-Only |
Returns True if High-Cost Consumer Credit Contracts are in effect on the Date As At specified. |
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MaximumCostOfBorrowing Read-Only |
The maximum Cost of Borrowing that can be charged, given the value of the First Advance. |
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MaximumCostOfBorrowingPercent Read-Only |
The maximum Cost of Borrowing that can be charged as a percentage of the First Advance. |
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MaximumDefaultFees Read-Only |
The standard maximum Default Fees that can be charged. |
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MaximumRateOfCharge Read-Only |
The maximum Rate of Charge recoverable, i.e. the Rate Cap. |
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ProhibitedOtherCreditorGapDays Read-Only |
The number of days, i.e. the gap, since a person has had a High-Cost Consumer Contract with another Creditor that they are prohibited from entering into a High-Cost Consumer Contract. |
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ProhibitedRepeatPeriodCount Read-Only |
The number of other High-Cost Consumer Contracts a person can enter into within the number of days defined in ProhibitedRepeatPeriodDays. |
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ProhibitedRepeatPeriodDays Read-Only |
Number of days in the period that a person is prohibited from entering into repeat (additional) High-Cost Consumer Contracts. |
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RelatedConsumerCreditContractGapDays Read-Only |
The number of days, i.e. the gap, after a Consumer Credit Contract is closed, that a series of Related Consumer Contracts expires. |
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ThresholdInterestRate Read-Only |
The threshold Annual Interest Rate that determines if this Consumer Contract should be treated as a High Cost Loan. |